In Florida, there are two state-specific student loan forgiveness programs designed to help nurses manage their student loan debt. These programs aim to attract and retain healthcare professionals in the state by providing financial assistance. Let’s dive into the details of these Florida-specific opportunities.
Florida Reimbursement Assistance for Medical Education Program (FRAME)
The FRAME program offers annual payments to offset loans and educational expenses incurred by students pursuing medical or nursing degrees, licensure, or advanced practice licensure in the state of Florida.
Eligible healthcare providers include:
Doctors of Osteopathic Medicine
Advanced Practice Registered Nurses
Licensed Practical Nurses
Registered Nurses with clear/active licenses
Mental health professionals such as psychiatrists
Reimbursement amounts vary based on the nursing role:
Up to $20,000 per year for physicians
Up to $15,000 per year for APRNs practicing under section 464.0123, Florida Statutes
Up to $10,000 per year for APRNs and physician assistants
Up to $4,000 per year for licensed practical nurses and registered nurses
To be eligible, practitioners must work in an area defined in section 395.602(2)(b), Florida Statutes, or an underserved area designated by the Department and accept Medicaid reimbursement if eligible.
To apply, visit the FRAME website. The application cycle for this year closed on April 28th. But next year’s application will reopen later this year.
Florida Nursing Student Loan Forgiveness Program
Established in 1989, the NSLFP aims to encourage qualified nursing personnel to seek employment in areas with critical nursing shortages within Florida. The program provides up to $4,000 in student loan forgiveness per year for up to four years of service.
Eligible applicants must be licensed as an LPN, RN, or ARNP in Florida and work full-time at a designated employment site, such as public schools, Department of Health county health departments, federally sponsored community health centers, healthcare facilities, or specific hospitals and nursing homes.
Loan payments are made directly to the participant’s lender at the end of each 12-month service period. Enrollment and payment of awards are based on available funds.
To apply, visit the NSLFP website, where applications are accepted during specific timeframes throughout the year.
Related: State Student Loan Forgiveness Programs