mission

“I aim to give honest, no b.s. student loan help to people who are tired of being jerked around.”

- Stanley Tate
Attorney Stanley Tate wearing a blazer with shocked face.

Am I good at what I do?

Yes. I’m damn good at helping people solve their student loan problems.

I’ve helped hundreds of borrowers stop garnishments, negotiate settlements, get out of default, discharge student loans in bankruptcy, etc.

That said, I can’t fix everything. Some things can’t be fixed without a change in the law.

But that’s okay, no matter what the issue is, I’ll listen, ask questions, and give you my honest thoughts about what your options may be.

Click here to read my reviews on Google.

Should you hire me?

Here’s the deal, you should hire me if you want to work with someone that knows what they’re doing and won’t blow smoke up your ass about what your options are.

I’m a straight-shooter. I’m not here to waste your time. And I’m not here to rack up legal fees. I’m here to do the job and get you real results.

Here are some questions people ask before hiring me:

Have I helped someone with your student loan problem before?

Most likely yes. In the years that I’ve been doing this, I’ve detangled some of the most complex situations.

Can I help you if you live outside of Missouri or overseas?

Yes. For most things, it doesn’t matter where you live.

Have I discharged student loans in bankruptcy?

Yes. Last year, I filed more student loan bankruptcy cases than many bankruptcy attorneys have filed in their careers.

Have I negotiated settlements with Navient, SoFi, Citizens Bank, etc.?

Yes. I regularly negotiate private student loan settlements and federal student loan settlements.

Click here to read my Guide to Student Loan Settlements.

A little more about me

My name is Stanley Tate, but most people call me by my last name, Tate. It’s just simpler. One syllable.

Plus, I’m used to hearing people call me by my last name from my days playing sports and serving in the army.

Stanley Tate in army fatigue uniform receiving an award.
Me getting an award for service in the enlisted army.

My wife and I don’t yet have children (working on it.) But we do have two dogs, Chip and Winter.

While I now live in St Louis, I’m from Chicago (south side). I love all Chicago sports teams, but I’m partial to the Cubs, Bears, and Bulls.

How did I get into helping people with their student loans?

True story. An older lawyer asked me for help trying to figure out his student loans. He didn’t know what he was doing. I didn’t know what I was doing. But I was intrigued. So I figured it out.

That was 2013.

Since then, I’ve helped thousands of borrowers with their student loans.