Borrowing

Borrowing Student Loans

#Borrowing

Learn how loans and grants work, and your options for dealing with them.

College graduate.

It's about time you understand what you got yourself into.

Fresh out of high school, they shoved papers in front of our faces and told us to sign. Fast-forward a decade, and we’re stuck paying a debt we don’t really understand, but we know it’s messing with our plans.

That stops today.

I’ll explain to you how grants, student loans, and other financial aid work so you better understand your options.

Who knows. Maybe you’ll help someone you love to avoid the troubles you’ve had to face.

Start here

FT Guides

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8+ YR

Solving student loan problems

$2.2B

Managed student debt

27k

People helped

$2B

Projected loan forgiveness

Testimonials

WHAT MY CLIENTS SAY

Man with glasses smiling.

I was completely mentally crippled by my student loans until I hired Stanley Tate. He jumped to it and worked with absolutely ZERO judgement.”

Scotty N.

I am a lawyer myself with very large student loan debt. Tate knows his stuff and quickly got to the point with my options. He laid it all out in an easy to understand way.”

Julie N.

Tate will tell you he is not a miracle worker, but he certainly has been for me. In short, I paid him to set me up on the lowest payment plan possible... ”

Linda A.

Woman smiling.

I paid on my private student loan for years and got nowhere. I defaulted and tried to negotiate the loans myself, but was unsuccessful. I hired Mr. Tate and he got me a better settlement than I expected.”

Gail C.

Man with glasses.

Mr. Tate is literally everything and a cookie on top! He stayed in constant contact with me and eased my nerves when I was stressing out. Oh, and he got me a better settlement than he told me to expect.”

Daniel O.

Faqs

Questions & ANSWERS

Do I need to hire a student loan lawyer?

You don't need to hire a student loan attorney. Just like you don't need to order takeout. You hire a student loan lawyer because you want qualified, professional help for your student loan debt.

01

Can't I do most of this stuff myself?

Absolutely! I tell people all the time, you're not hiring me because you can't do it. You can. You're smart. You have a lot of education, and you kick ass at work. You hire me for peace of mind, to reduce your anxiety, to sleep easy knowing a skilled professional is taking care of things for you.

02

Can you help lower student loan payments?

While I may not be able to lower your total student debt, I likely can choose the best repayment plan for you. That way, you'll always have affordable student loan payments.

03

Do you help with defaulted student loans?

Yes. I work with debt collectors to get you out of default, stop wage garnishment, protect your tax refund from offset, and so on.

04

Can you help me even if I live out of state?

Unless you're being sued for a student loan, I can help you with most things, no matter where you live. If you're being sued, you'll need to speak with a lawyer in your state.

05

How much do you charge?

My fee for most things starts at around $3 thousand. I may allow you to pay that fee in monthly installments, depending on your situation.

06

What state are you licensed to practice in?

I am licensed in Missouri and several federal courts.

07

How do I hire you?

Schedule a call with me so I can review your loans and better understand the options available to you. From there, I'll quote you a fee and prepare a contract.

08

What's your favorite bourbon?

That depends on what I'm drinking. If I'm going neat, I'll sip on Angels Envy or Whistle Pig 12 year. But if I'm having an Old Fashioned or a Boulevardier, I prefer Noah's Mill. The higher proof really cuts through the sweetness.

09

Services

HOW CAN I HELP YOU?