Colorado features several state-specific student loan forgiveness programs tailored to help professionals in healthcare, legal, and rural service sectors. By joining one of these programs, you can contribute to your community while receiving financial aid to pay off your student loans.
Colorado Health Service Corps
This program grants up to $120,000 in student loan support for doctors and other eligible health professionals like physicians, dentists, psychologists, and nurse practitioners. Your received amount hinges on your position and work hours—full-time or part-time.
Commit to a three-year service in a health professional shortage area to qualify.
Rural Essential Access Provider (REAP) Loan Repayment Program
This program presents $7,500 to $30,000 in loan forgiveness for Colorado medical professionals like doctors, nurses, social workers, and pharmacists.
To qualify, work for a minimum of two years at an approved REAP site, either part-time or full-time.
Some non-REAP sites in rural or frontier areas may also qualify if they deliver primary care services to Medicaid, Medicare, or CHP+ patients.
Program Details: REAP Program
State Dental Loan Repayment Program
Colorado dentists can alleviate their student loans through this program, which provides up to $50,000 for general and pediatric dentists and up to $12,000 for dental hygienists.
Treat at least 80 patients monthly and commit to a two-year service in an underserved community to qualify. Submit your application through the Colorado Health Service Corps portal.
Program Details: Colorado Dental LRAP
University of Denver Sturm College of Law Loan Repayment Assistance Program
This initiative provides up to five years of loan assistance to Sturm College of Law alumni employed in public service, earning under $75,000 annually.
You must hold a J.D. law degree and have graduated post-2003. Awards typically range from 15% to 75% of your monthly student loan payments.
Applications open yearly, requiring documents like loan statements, employment verification, recommendation letters, and a personal essay.
Program Details: University of Denver LRAP
Colorado’s Law Loan Repayment Assistance Program Administered by the University of Colorado Boulder’s law school
This program offers up to $6,500 in loan repayment assistance yearly for five years to graduates working in public interest employment and earning below $67,000 annually.
You must clock at least 35 hours per week in a qualifying organization (e.g., nonprofit or government agency) or provide legal aid to underserved communities. Apply annually to maintain the award.
Program Details: Colorado LRAP