The U.S. Department of Education is usually your lender when you borrow federal student loans. But it doesn’t handle your payments, answer questions about your federal student loan debt, or change your repayment plan, if necessary. Instead, that’s the job of your loan servicer.
When you miss more than 270 days of payments, your loans default. And when that happens, your servicer starts the process of moving your account to a collection agency like Delta Management Associates, Inc.
If Delta Management is contacting you about defaulted student loans, then you’re at risk of an administrative wage garnishment, tax refund offset, and Social Security Benefit Offset. Here’s what to know about this debt collection agency.
Disclaimer: Although I am a student loan lawyer, this article contains general information and should not be taken as legal advice. If you want legal advice that pertains to your specific situation, you should schedule a free consultation with me.