Student loan settlements made easy

You're sick of your balance growing no matter how much you pay each month. Let's get you a settlement you can afford.

Stanley Tate wearing jean jacket.

Questions you may have

Do I have to default?

Yes. There's no way around it. You can't settle a student loan in good standing. So if you want to settle, you have to default. And your credit score will suffer — if it hasn't already taken a hit.
Click here to read Why You Can't Settle a Loan in Good Standing

Do I need a lump sum?

A lump sum isn't necessary, but it's really helpful. If you don't have a large lump sum, we may be able to negotiate a settlement for a smaller amount combined with monthly payments, or, depending on how much you owe, we can do just monthly payments.
Click here to read Guide to Negotiating Student Loan Settlements

Will I be sued?

Student loans typically don't sue right after you default. They usually wait until the statute of limitations is close to running out on the loan before they sue. We should be able to negotiate a settlement before that happens.

How long does it take to negotiate a settlement?

There's no set time to get a settlement. I typically negotiate federal student loan settlements in a few weeks. Private student loan settlements can take up to a year (or more).
Click here to read Tips for Negotiating Student Loan Settlements
I tried for years to do something about my student loan debt and got nowhere. I hired Tate and got a settlement almost immediately.
Abigail W.
Settled $120k with Navient for $40k lump sum
Mr. Tate is literally EVERYTHING and a cookie on top!  He stayed in constant contact with me and eased my nerves when I was stressing out. Oh, and he got me a better settlement than he told me to expect.
denise o.
Settled $200k with National collegiate for $50k lump sum
I paid on my private student loan for years and got nowhere. I defaulted and tried to negotiate the loans myself, but was unsuccessful. I hired Mr. Tate and he got me a better settlement than I expected.
gail c.
Settled $60k with wells fargo for $15k lump sum + monthly payments

A quick word about negotiating student loan settlements.

Watch this video to get an overview of how the student loan settlement process works when you hire me.

Student loan help no matter where you live.

I've negotiated student loan settlements for people all over the world. Whether you owe a federal student loan or a private student loan, I know exactly what needs to happen to settle your debt for the lowest amount possible.

Ready to settle?

Schedule a Free Consult
Choose a time for us to talk by completing the form on the contact page.

Frequently asked questions

Check out my answers to common questions I get from student loan borrowers.